Health insurance, the dike is cracking for many cross-border workers!

Author : LisaBaker1
Publish Date : 2021-05-17 08:02:25
Health insurance, the dike is cracking for many cross-border workers!

We informed you that Geneva cross-border workers of Swiss nationality before 2002 could obtain a reopening of their right of option .

To do this, they must not have previously received or exchanged letters on the subject with the Service d'Assurance Maladie de Genève (SAM). There is news !

 

The right reopened to cross-border workers before and after 2002

The SAM communication of March 3, 2015 extends the possibility of reconsidering the right of option to all cross-border workers of Swiss nationality who have not received or made their choice known through the form.

The opening is therefore no longer limited to cross-border commuters before 2002.

The right reopened to all nationalities and all cantons

On April 20, the Federal Office of Public Health extended this right to all cross-border workers (whatever their nationality) and to all cantons.

In return, the Office asks the insurers to check (for each of these insurance proposals) that the cantonal health insurance service concerned has given its consent .

A difficult implementation

This opening of the right of option is excellent news for cross-border commuters who had not been properly informed of the process to follow to make their choice of option known.

But this gradual opening up has disrupted the exchange and validation processes of the various players (cantonal health insurance services, insurers, policyholders).

The pending files have already piled up . The deadlines have lengthened . New cross-border workers are waiting for their coverage.

This will not improve with the new demands generated by the latest decision of the Federal Office and the approximation of the date of generalization of the CMU in June 2015.

Our series

Our second article will take stock of the administrative “traffic jams”   observed by our readers.

In our third article of the series, we will pass on “Smart Bison” advice to avoid blockages and make the transition to LAMal as possible  .

The number of these cases handled by our broker  gives us the best view of the situation and makes its support very useful in this period of change.

But this gradual opening up has disrupted the exchange and validation processes of the various players (cantonal health insurance services, insurers, policyholders).

The pending files have already piled up . The deadlines have lengthened . New cross-border workers are waiting for their coverage.

This will not improve with the new demands generated by the latest decision of the Federal Office and the approximation of the date of generalization of the CMU in June 2015.

Our series

Our second article will take stock of the administrative “traffic jams”   observed by our readers.

In our third article of the series, we will pass on “Smart Bison” advice to avoid blockages and make the transition to LAMal as possible  .

The number of these cases handled by our broker  gives us the best view of the situation and makes its support very useful in this period of change.



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